Perth, Feb 2: Finder has announced the winners of its Home Loans Awards 2026, after reviewing 7,000+ home loan product variants across 116 lenders, spanning 15 categories.
Unloan led the results with three wins (best value home loan, best refinance variable, and best owner-occupier principal & interest variable), while Up took out best first home buyer loan and best variable with offset. Hume Bank won both owner-occupier and investor 1-year fixed categories, and Easy Street was recognised for best customer-owned home lender and investor P&I variable.
Macquarie Bank was named overall Provider of the Year (home loans) and Provider of the Year (investor home loans), while ING won Provider of the Year (owner occupier home loans). Finder said the Provider of the Year awards are weighted 50% product data and 50% customer satisfaction surveys, and based on 12 months of product data.
Finder’s Consumer Sentiment Tracker (CST) found 35% of homeowners struggled to pay their mortgage in January, with Finder urging borrowers to review their loans.
Graham Cooke, head of consumer research at Finder, said Finder’s Home Loan Awards are designed to identify which lenders and products are delivering consistent value.
“We’ve crunched the numbers to unearth the best mortgages.
“By assessing products monthly, the methodology takes into account performance over a sustained period rather than products with good short-term rates and marketing-driven perks.
“There is a huge variety in the brands represented in this year’s awards, showing you shouldn’t just default to a brand name you recognise and hope for the best.”
Cooke said now was the perfect time to review your mortgage.
“A simple switch to an award-winning product could put thousands of dollars back in your pocket over the life of your loan.
“In a year where every dollar counts, these winners represent the crème de la crème of the Australian market,” Cooke said.
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